What types of mortgages do you offer, and which one is best for me?
We offer a range of mortgage options, including fixed-rate, variable-rate, and interest-only mortgages. Our advisors will assess your situation to recommend the best fit based on your financial goals and circumstances.
How much deposit do I need to get a mortgage?
Typically, lenders require a minimum deposit of 10-20% of the property value. However, we can help find solutions tailored to your unique situation, especially if you’re self-employed or have complex finances.
Can you help if I have a poor credit score?
Yes, we work with a variety of lenders, including those who consider applicants with lower credit scores. We'll discuss your options and create a plan to improve your chances of approval.
What fees should I expect in the mortgage process?
Fees may include arrangement fees, valuation fees, and legal costs. We’ll provide a clear breakdown of all applicable fees before you commit, ensuring there are no surprises.
How do I know if refinancing my mortgage is the right choice?
Refinancing can save you money, but it depends on factors like interest rates and your current mortgage terms. We can review your mortgage and financial situation to advise if refinancing is beneficial for you.
